Legal / Privacy

Privacy Policy

This Privacy Policy explains how Bivori Noloru collects, uses, stores, and protects information when you visit our website or interact with our services. This is a general template and should be reviewed and adapted to reflect your actual data practices and applicable law before use.

Last updated: this document is provided as an editable draft. Replace bracketed placeholders and review all sections with qualified counsel prior to publication.

1. Who We Are

Bivori Noloru ("we", "us", "our") provides an AI-assisted portfolio optimisation platform. This policy applies to all visitors, users, and prospective clients who interact with our website, lead forms, or related services.

2. Information We Collect

We may collect the following categories of information depending on how you interact with us:

Category Examples Source
Identity data Name, title, date of birth Provided directly by you
Contact data Email address, phone number Lead forms, account registration
Technical data IP address, browser type, device identifiers Automated collection via cookies/logs
Usage data Pages visited, time on page, click patterns Automated collection via analytics tools
Financial data Investment preferences, risk tolerance inputs Provided directly by you, where applicable

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, operate, and maintain our website and services
  • To respond to enquiries submitted through lead forms or contact channels
  • To personalise content and improve user experience
  • To monitor and analyse usage trends and site performance
  • To comply with legal obligations and enforce our terms
  • To communicate updates, security alerts, and administrative messages

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis, we rely on one or more of the following: your consent, performance of a contract, compliance with a legal obligation, or our legitimate interests in operating and improving our services, provided those interests are not overridden by your rights.

5. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to recognise your browser, remember preferences, and gather usage analytics. You can configure your browser to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect certain features of the site.

Essential cookies Analytics cookies Preference cookies

6. Sharing and Disclosure of Information

We do not sell personal information. We may share information in the following limited circumstances:

  • With service providers who perform functions on our behalf, subject to confidentiality obligations
  • To comply with applicable law, regulation, legal process, or governmental request
  • To protect the rights, property, or safety of Bivori Noloru, our users, or others
  • In connection with a merger, acquisition, or sale of assets, subject to continued protection of your data

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When data is no longer needed, we take reasonable steps to securely delete or anonymise it.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If your information is transferred to and processed in a country other than your own, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements.

10. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to:

AccessRequest a copy of your data
RectificationCorrect inaccurate information
ErasureRequest deletion of your data
RestrictionLimit how we use your data
PortabilityReceive your data in a usable format
ObjectionObject to certain processing activities

To exercise any of these rights, please use the contact details provided on our website. We may need to verify your identity before responding to a request.

11. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. We encourage you to review their privacy policies before providing any information.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The "last updated" notice at the top of this page indicates when the policy was last revised. Continued use of our services after changes take effect constitutes acceptance of the revised policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out through the contact channels listed on our website.